The interest rate begins fixed then rises and falls with the market. Special Financing Programs A conventional loan isn’t right for everyone. A Federal Housing Administration (FHA) mortgage can help first time home buyers who don't have enough money saved for a down payment or who are using a monetary gift as a down payment. For more information about any of our Special Financing Programs, contact a mortgage specialist at a BOS branch near you.
No-Fee Mortgages** Close or refinance your mortgage with no appraisal, origination or any other fees. Online Mortgage Center Visit the BOS Online Mortgage Center to get up-to-date mortgage rates, free pre-qualification, instant pre-approval, and more. **Contact a BOS mortgage lender for details and current interest rates for No-Fee Mortgage. Qualifying fees include non-recurring closing costs (third party fees): appraisal, credit report, tax service, flood determination, origination fees, title insurance, courier and recording.
You repay the money you borrowed back over the specified period of time with set monthly payments.BOS is here to serve you and make your banking experience more convenient.We know your banking needs aren’t always 9-5 and that’s why we offer 24-hour access to your accounts online or by phone.Your interest rate will be set at a fixed rate through the life of the loan.Adjustable Rate Loans To set your own pace, get an adjustable rate loan. Government loans and community programs to aid veterans, first time homebuyers and those working within a smaller budget.
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